The bank thermometer in Marion as I leave shows only 26 degrees. I was hoping for a warmer start. The forecast is for steadily falling temperatures until about 11:00 then warming slightly. I would have liked for it to have been 40 or 50 at the start. That seems like a better number to fall from. The wind is blowing hard out of the Northwest 12-15 mph. That plus my forward movement will create quite a wind chill. Oh well, here goes....